March 2, 2026
If you’re self-employed or a shareholder-employee with an ACC CoverPlus Extra (CPX) policy, there are several important changes coming over the next year. Here’s a simple breakdown of what’s changing and when.
ACC is increasing both the minimum and maximum cover amounts available under CPX.
| Current | From 1 April 2026 | |
|---|---|---|
| Minimum cover | $ 39,492 | $ 40,401 |
| Maximum cover | $122,232 | $125,313 |
If you’re currently on the minimum cover, ACC will automatically update your policy to the new minimum amount from 1 April 2026 — you don’t need to do anything.
If you would like to increase your cover (up to the new maximum), you’ll need to apply through MyACC for Business by Tuesday 24 March 2026.
If you’re unsure whether your current cover level is right for you, now is a good time to review it.
From 1 April 2025, the Working Safer Levy for CPX policyholders will be calculated based on your chosen cover amount, rather than your Inland Revenue earnings.
For most people, this will:
Reduce the levy amount
Make invoicing simpler
Previously, the Working Safer Levy was invoiced separately, usually about 12 months after your CPX invoice.
Under the new system:
All levies will be combined into one invoice
You’ll receive a single CPX invoice each year when your policy starts or renews
From 1 April 2026 onwards, CPX clients will receive one annual invoice
The Government has approved wider changes to ACC levy rates and the levy system, which will be introduced over the next few years.
For CPX customers, the key changes include:
A new classification approach for professional sports, ballet, and home improvement stores (from 1 April 2025)
Changes to how interest is calculated on instalment plans, credits, and penalties (from 1 April 2026)
Removal of the No Claims Discount (from 1 April 2026)
Further detail will be released by ACC in due course.
If you’re on CPX, this is a good opportunity to:
Review whether your cover level still reflects your income and financial needs
Understand how levy changes may affect your costs
Plan ahead before key deadlines
If you’d like help reviewing your CPX policy, give us a yell!
